Discover this inviting half-duplex bungalow in the highly sought-after community of North Ridge—complete with NO CONDO OR HOA FEES! Rarely do properties like this come available. You'll be welcomed by charming curb appeal then step inside and be greeted by engineered wood floors that flow seamlessly throughout, adding a touch of elegance to the entire home. The open-concept kitchen features excellent functionality, while the adjacent living room features vaulted ceilings & a cozy gas fireplace, creating the perfect space to unwind. The dining area opens to a spacious, private yard with both a deck & patio, ideal for entertaining or simply relaxing outdoors. The main floor offers two generously sized bedrooms, a 4 pce bathroom & the convenience of main-floor laundry. The fully finished basement provides even more space with a family room, a third & massive 4th bedroom, a 4 pce bathroom. Close to walking trails, parks & Ray Gibbon Drive, this home is a rare find in a prime location!